Liberty Medical Health Scheme (LMHS) is a Private Commecial Health Insurance Company established in 2015 to support the government’s vision of providing affordable, accessible and quality healthcare to the citizenry. LMHS is licensed by the National Health Insurance Act 650 (2003); and as per the regulations of the act is authorized to undertake the following activities:

  • To provide, administer and manage private mutual health insurance schemes for corporate institutions and private individuals;
  • To provide Third Party Administration (TPA) and management of healthcare schemes for corporate institutions and private individuals;
  • To provide healthcare Top-Up services to corporate institutions and private individuals; and
  • To provide healthcare cover for dependants of residents and non-resident Ghanaians


The company envisions becoming the preferred choice in the provision of innovative and quality health insurance to both individuals and corporate institutions. To ensure the accomplishment of this vision, LMH maintains to operate with a rich team of professionals in health insurance management; a dedicated staff; and a network of competent service providers in serving its prestigious scheme members.

The company is also privileged to possess a solid backbone of sponsors including:

  • Liberty Transfer International LLC – A money transfer company based in Chicago, USA.
  • Liberty Capital Ghana Limited – A prestigious investment management and brokerage firm licensed by the Securities and Exchange Commission (SEC) and the Ghana Stock Exchange (GSE).
  • A Group of Medical Professionals and Other Health Experts.
  • Representatives of Selected Scheme Members.